Community Inclusion Tech

We bridge the gap between marginalized communities and the financial sector by harnessing the power of technology.


Welcome to CIT

Welcome to Community Inclusive Tech (CIT), where we are dedicated to leveraging the latest technologies to empower marginalized groups and establish them as viable customers within the financial sector. Historically, marginalized and excluded communities have been deemed too risky for traditional financial institutions. At CIT, we challenge this notion. We firmly believe that through digitalization and strategic partnerships, every community has the potential to become active participants in the financial industry. By harnessing the power of technology and fostering collaborative relationships, CIT works tirelessly to break down barriers to financial inclusion. Our mission is to create a world where no one is left behind economically, regardless of their background or circumstances. Join us on our journey as we strive to build a more inclusive financial landscape, one where everyone has access to the tools and resources they need to thrive. Together, we can transform the way financial services are accessed and utilized, ensuring that all communities have the opportunity to prosper.

Our Team




Bernie is a seasoned professional with over two decades of experience as a Qualified Accountant and Enterprise Performance Management (EPM) specialist. Throughout his career, he has been dedicated to assisting organizations in navigating their budgeting, strategic planning, and management reporting challenges. With a passion for utilizing digital technology and entrepreneurship to address societal issues, Bernie has shifted his focus to enabling financial inclusion for all through innovative means. Bernie's expertise spans a diverse range of specialties, including financial inclusion, financial technology, mobile money, credit scoring, digital payments, and digital technology. His profound understanding of financial exclusion issues enables him to develop effective solutions tailored to the needs of marginalized communities. Furthermore, Bernie's proficiency extends to web application development, microfinance, non-governmental organizations (NGOs), and rotating savings and credit associations (ROSCAs), providing comprehensive support to organizations striving for social impact.




Tosan is a pioneer in digital financial services platform revolutionizing access to financial resources for underserved women earning less than 5 dollars a day in Francophone Africa. Driven by a profound mission to empower women across the continent, Tosan has dedicated her career to developing innovative solutions to address pressing societal challenges. With a background as a Principal Consultant in Preventive Medicine and Pediatrics, Tosan brings a unique perspective to her role at CIT, combining her extensive experience in preventive health care models, last-mile distribution, and strategic partnerships in Africa has been instrumental in shaping CIT's approach to providing financial services to marginalized communities.




Kate Roze is a dynamic professional with a decade of expertise in the telecommunications and fintech industries. Kate is driven by a profound passion for customer satisfaction and a commitment to fostering financial inclusion across Africa. Throughout her career, Kate has honed her skills in developing inclusive and innovative solutions that empower individuals and businesses to access and utilize financial services with ease and security. Her strategic vision and dedication to leveraging technology for social impact have positioned her as a leader in the field.

At Community Inclusive Tech (CIT), our team of experts brings together the perfect blend of technology, customercentric experiences, and world-class service to craft product strategies that not only enhance accessibility but also drive significant revenue growth. Why Choose CIT for Your Product Strategy Needs?

Technological Expertise

Our team stays ahead of the curve with the latest advancements in technology, ensuring that your product strategy is infused with cutting-edge solutions tailored to meet the needs of marginalized communities.

Customer-Centric Approach

Understanding the unique challenges and preferences of diverse customer groups is at the heart of what we do. We design strategies that prioritize inclusivity, ensuring that your products resonate with all segments of society.

Revenue Optimization

We don't just focus on inclusivity; we're also committed to maximizing your revenue potential. Through meticulous market analysis, targeted positioning, and innovative approaches, we help you unlock new revenue streams and capitalize on untapped markets.

Seamless Integration

Our product strategies are seamlessly integrated into your existing infrastructure, ensuring a smooth transition and minimal disruption to your operations. Whether you're a financial institution, tech company, or startup, we tailor our approach to fit your unique needs.

Proven Track Record

With a track record of success in driving revenue growth and fostering inclusion, CIT is your trusted partner for achieving sustainable business results while making a positive impact on society.

Our Services

Fintech Consulting

CIT brings together market leaders in the fintech space, enable intersectional solutions to include private sector, NGO and government stakeholders.

Digitization Strategy and Implementation

Our flexible digitalization methods allow CIT to right fit solutions to our customers, ensuring sustainability

Fintech Product Strategy

CIT experts outline comprehensive financial technology products that meet the needs of both the market and endusers



CIT promotes digital finance and mobile money adoption, particularly in rural areas. CIT is spearheading efforts to educate communities on the benefits of mobile money and the importance of digital finance. One of our primary focuses is on facilitating remittance payments through digital wallets in rural regions. Through these initiatives, we aim to create employment opportunities and strengthen community resilience. Our overarching objective is twofold: to provide access to financial services for customers in rural areas and to empower them through comprehensive financial digital literacy training. By promoting the adoption of digital remittances among the unbanked, we seek to enhance financial inclusion and economic empowerment in underserved communities. At CIT, we are committed to leveraging innovative solutions to address the financial needs of rural communities and promote sustainable economic development. Through our strategic partnerships and community-focused initiatives, we strive to create lasting positive impact and foster financial inclusion for all.


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